An appraisal of geopolitical influences on women’s access to credit facilities in Tofa Local Government Area, Kano State
- Project Research
- 1-5 Chapters
- Abstract : Available
- Table of Content: Available
- Reference Style:
- Recommended for :
- NGN 5000
Chapter One: Introduction
1.1 Background of the Study
Access to credit facilities plays a pivotal role in empowering individuals and fostering economic growth, particularly for women in rural areas. In Tofa Local Government Area (LGA), Kano State, women face several challenges in accessing financial services, including credit facilities. These challenges are heavily influenced by geopolitical factors, including local governance structures, cultural norms, and regional political dynamics. The political landscape of Kano State, with its diverse ethnic and religious composition, contributes to the difficulties women face in gaining access to credit (Ibrahim & Mohammed, 2023). While some regions in Nigeria have seen progressive policies aimed at empowering women economically, Tofa LGA continues to grapple with systemic barriers that restrict women’s access to financial services.
In this context, Tofa LGA is marked by strong cultural traditions and gender-specific roles that often limit women’s participation in economic activities. Women are often excluded from decision-making processes and may face discriminatory practices when attempting to access credit from both formal and informal financial institutions. The role of local governance is also critical, as policies and practices in local government can either hinder or support women's economic empowerment (Abubakar & Salim, 2024). This study seeks to evaluate how geopolitical factors such as local leadership, religious practices, and regional policies shape women's access to credit facilities in Tofa LGA.
1.2 Statement of the Problem
Women in Tofa LGA face significant barriers in accessing credit facilities due to geopolitical influences such as local governance, socio-cultural norms, and political biases. These obstacles impede their ability to engage in entrepreneurial activities, resulting in limited economic empowerment and participation in the local economy. This study seeks to investigate how these geopolitical factors affect women's access to credit facilities in Tofa LGA.
1.3 Objectives of the Study
- To assess the impact of local governance policies on women's access to credit in Tofa LGA.
- To evaluate the role of cultural and religious factors in limiting women’s access to credit facilities.
- To identify the key challenges faced by women in accessing credit facilities and recommend solutions to address these issues.
1.4 Research Questions
- How do local governance policies influence women’s access to credit facilities in Tofa LGA?
- What cultural and religious factors restrict women’s access to credit in Tofa LGA?
- What are the major challenges women face in accessing credit facilities in Tofa LGA?
1.5 Research Hypothesis
- Local governance policies significantly affect women’s access to credit facilities in Tofa LGA.
- Cultural and religious practices are major determinants of women’s access to credit in Tofa LGA.
- Women in Tofa LGA face significant barriers in accessing credit facilities due to geopolitical influences.
1.6 Significance of the Study
This study will contribute to understanding the socio-political and cultural factors that limit women’s access to credit in Tofa LGA. By evaluating the role of local governance, religious, and cultural factors, the study will provide key insights for policymakers, financial institutions, and women's empowerment organizations to design strategies that promote equitable access to credit. Furthermore, the findings will inform future interventions aimed at empowering women economically and ensuring that they can participate more actively in the local economy.
1.7 Scope and Limitations of the Study
The study is limited to Tofa LGA in Kano State and focuses on women’s access to credit facilities, considering the influence of local governance, culture, and regional policies. Limitations include the difficulty of gathering reliable data from informal financial sectors and potential biases in reporting from local government officials or financial institutions.
1.8 Operational Definition of Terms
- Geopolitical Influences: Political, cultural, and regional factors that shape the distribution of resources, policies, and opportunities in a specific geographic area.
- Access to Credit: The ability of individuals or groups to obtain financial services, such as loans, from banks, microfinance institutions, or informal lending groups.
- Women’s Empowerment: The process by which women gain the ability to make decisions, control resources, and participate fully in economic, social, and political life.
Related Project Materials
An Investigation of the Impact of Econometric Forecasting on Investment Planning in Nigeria
Background of the Study
Econometric forecasting has become an essential tool for investment planning, enabling firms and p...
Implementation of a Computational Biology Framework for Analyzing Sickle Cell Disease Mutations: A Case Study of University of Ilorin, Kwara State
Background of the Study
Sickle cell disease (SCD) is a hereditary blood disorder characterized by the production of abnorma...
The effect of cloud-based learning management systems on student engagement in Jalingo South LGA, Taraba State
Background of the Study :
Cloud-based learning management systems (LMS) have revolutionized the educational landscape by pr...
THE ROLE OF ETHICAL SALES PRACTICES IN BUILDING CUSTOMER TRUST
THE ROLE OF ETHICAL SALES PRACTICES IN BUILDING CUSTOMER TRUST
This research investiga...
An appraisal of the challenges of implementing inclusive sports programs for students with disabilities in Katsina Local Government Area, Katsina State.
Background of the Study :
Inclusive sports programs are designed to provide equal opportunities for students with disabilities, fostering...
An Examination of the Role of Psychiatric Nurses in Reducing Stigma Associated with Mental Illness: A Case Study of Lagos State University Teaching Hospital, Lagos State
Background of the Study
Mental illness remains a significant global health challenge, affecting millions of individuals every year. Despi...
A Comparative Study of Cost Differentiation vs. Product Differentiation Strategies: A Case Study of Retail Businesses in Kebbi State
Background of the Study
In the competitive retail industry, businesses must choose bet...
The Role of Cost Management Practices in Project Success: A Case Study of the Lekki Free Trade Zone
Background of the Study
Cost management is a critical aspect of project success, particularly in large-scale infrastructure...
EFFECTIVE USE OF TEACHING METHODS AS A CORRELATES OF STUDENTS PERFORMANCE IN ENGLISH LANGUAGE IN SECONDARY SCHOOLS IN EKITI STATE
Background of the study
Education is a beacon that illuminates the path that humanity should take in order to reach its...
The Effect of Physical Exercise on Hypertension Management in Jigawa State
Background of the Study
Hypertension, commonly known as high blood pressure, is a significant public health concern worldwide, contributi...
